:root {
  --paper: #F6F4EF;
  --band: #EFEBE1;
  --ink: #14201B;
  --text: #33403A;
  --muted: #4A5651;
  --faint: #5C554A;
  --rule: #D5CEC0;
  --rule-soft: #E2DCD1;
  --green: #23443A;
  --green-dark: #1A342C;
  --on-green: #E7EFE7;
  --gold: #7A5A28;
  --brass: #A67C3D;
  --stone: #8C8272;
  --red: #8A3324;
  --red-deep: #6E2A1E;
  --ok: #3D6B4F;
  --serif: Newsreader, Georgia, "Times New Roman", serif;
  --sans: "Public Sans", "Helvetica Neue", Arial, sans-serif;
  --gutter: clamp(20px, 6vw, 96px);
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--sans); font-size: 17px; line-height: 1.6; }
a { color: var(--green); text-decoration: none; }
a:hover { color: var(--gold); }
a:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
h1, h2, h3 { margin: 0; font-family: var(--serif); font-weight: 400; line-height: 1.12; color: var(--ink); }
p { margin: 0; }
p + p { margin-top: 14px; }

.wrap { max-width: 1440px; margin: 0 auto; padding: 0 var(--gutter); }
.section { padding: clamp(56px, 8vw, 88px) 0; }
.band { background: var(--band); border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule); }
.dark { background: var(--green); color: var(--on-green); }
.dark h2, .dark h3 { color: #FFFFFF; }

/* Header */
.site-header { border-bottom: 1px solid var(--rule); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px 32px; flex-wrap: wrap; padding-top: 22px; padding-bottom: 22px; }
.brand { display: flex; flex-direction: column; gap: 2px; color: var(--ink); }
.brand-name { font-family: var(--serif); font-size: 22px; line-height: 1.2; }
.brand-tag { font-size: 13px; color: var(--faint); }
.site-nav { display: flex; align-items: center; flex-wrap: wrap; gap: 12px clamp(18px, 3vw, 34px); }
.site-nav a { font-size: 15px; color: var(--text); }
.site-nav a[aria-current="page"] { color: var(--ink); font-weight: 600; border-bottom: 2px solid var(--gold); padding-bottom: 2px; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 0 26px; background: var(--green); border: 1px solid var(--green); border-radius: 2px; color: #FFFFFF; font-size: 16px; font-weight: 500; }
.btn:hover { background: var(--green-dark); color: #FFFFFF; }
.btn-ghost { background: transparent; border-color: #B8B0A0; color: var(--green); }
.btn-ghost:hover { background: transparent; color: var(--gold); }
.site-nav .btn { min-height: 42px; padding: 0 20px; font-size: 15px; color: #FFFFFF; }
.actions { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 20px; margin-top: 32px; }
.text-link { font-weight: 500; border-bottom: 1px solid #B8B0A0; padding-bottom: 2px; }

/* Type */
.hero { padding: clamp(56px, 8vw, 96px) 0 clamp(56px, 7vw, 88px); }
.hero h1 { font-size: clamp(34px, 3.8vw, 50px); line-height: 1.1; letter-spacing: -0.01em; max-width: 760px; }
.hero-sm { padding: clamp(56px, 8vw, 88px) 0 clamp(40px, 5vw, 56px); border-bottom: 1px solid var(--rule); }
.hero-sm h1 { font-size: clamp(34px, 3.6vw, 46px); }
.lede { margin-top: 20px; max-width: 660px; font-size: clamp(17px, 1.4vw, 19px); line-height: 1.58; color: var(--text); }
.section h2 { font-size: clamp(28px, 2.8vw, 38px); }
.section-head { display: flex; align-items: baseline; justify-content: space-between; flex-wrap: wrap; gap: 12px 32px; margin-bottom: 36px; }
.muted { color: var(--muted); }
.small { font-size: 15px; }

/* Three columns */
.cols-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(28px, 4vw, 48px); }
.col { padding-top: 18px; border-top: 2px solid var(--green); }
.col h3 { font-size: 24px; margin-bottom: 10px; }
.col p { color: var(--text); }
.dark .col { border-top-color: #A9C0AC; }
.dark .col p { color: var(--on-green); }

/* Label / content rows */
.rows { border-top: 1px solid var(--rule); }
.row { display: grid; grid-template-columns: minmax(0, 300px) minmax(0, 700px); gap: 8px clamp(20px, 5vw, 64px); padding: 22px 0; border-bottom: 1px solid var(--rule); }
.row h3 { font-size: 24px; }
.row p { color: var(--text); }
.rows-compact .row { padding: 16px 0; }
.rows-compact .row h3 { font-family: var(--sans); font-size: 16px; font-weight: 600; line-height: 1.6; }

/* Services */
.service { display: grid; grid-template-columns: minmax(0, 300px) minmax(0, 700px); gap: 16px clamp(20px, 5vw, 64px); padding: clamp(40px, 5vw, 56px) 0; border-bottom: 1px solid var(--rule); scroll-margin-top: 16px; }
.service h2 { font-size: clamp(28px, 2.6vw, 34px); }
.terms { margin-top: 8px; font-size: 15px; color: var(--gold); }
.service p { color: var(--text); }
.split { display: grid; grid-template-columns: minmax(0, 420px) minmax(0, 700px); gap: 16px clamp(20px, 5vw, 64px); }
.split > div > p { color: inherit; }

/* Steps (a real sequence) */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; counter-reset: step; }
.steps li { counter-increment: step; padding: 26px; background: #FFFFFF; border: 1px solid var(--rule); border-radius: 3px; }
.steps li::before { content: counter(step); display: block; margin-bottom: 8px; font-family: var(--serif); font-size: 30px; line-height: 1; color: #9A8E76; }
.steps h3 { font-family: var(--sans); font-size: 18px; font-weight: 600; margin-bottom: 6px; }
.steps p { font-size: 16px; color: var(--muted); }

/* Contact */
.contact { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr); gap: 32px 72px; align-items: end; }
.contact p { max-width: 620px; color: var(--text); margin-top: 16px; }
.email { font-family: var(--serif); font-size: clamp(24px, 2.6vw, 32px); line-height: 1.3; border-bottom: 1px solid #B8B0A0; }
.contact-side p { margin-top: 10px; font-size: 15px; color: var(--faint); }

/* About */
.creds { margin: 0; }
.creds .row { grid-template-columns: minmax(0, 300px) minmax(0, 700px); }
.creds dt { font-weight: 600; }
.creds dd { margin: 0; color: var(--text); }

/* Footer */
.site-footer { background: #E7E2D8; border-top: 1px solid #CDC5B5; font-size: 13px; line-height: 1.7; color: #514A40; }
.site-footer .wrap { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px 48px; padding-top: 28px; padding-bottom: 28px; }
.site-footer p { max-width: 900px; margin: 0; }

/* ---------- Program page ---------- */
.notice-bar { background: #3A2F28; color: #F1EAE0; font-size: 15px; }
.notice-bar .wrap { padding-top: 13px; padding-bottom: 13px; }
.notice-bar strong { color: #E8C89A; font-weight: 600; margin-right: 8px; }

.card { background: #FFFFFF; border: 1px solid var(--rule); border-radius: 3px; padding: 26px; }
.label { display: block; margin-bottom: 12px; font-size: 13px; font-weight: 600; color: var(--faint); }

.overview { display: grid; grid-template-columns: minmax(0, 700px) minmax(0, 360px); justify-content: space-between; gap: 32px 56px; padding-top: 52px; padding-bottom: 44px; }
.overview h1 { font-size: clamp(38px, 4vw, 52px); margin-bottom: 16px; }
.overview p { font-size: 18px; color: var(--text); }
.kv { display: flex; justify-content: space-between; gap: 16px; padding: 9px 0; border-top: 1px solid var(--rule-soft); font-size: 15px; }
.kv span:first-child { color: #514A40; }
.kv span:last-child { text-align: right; }

.pp h2 { font-size: 36px; margin-bottom: 24px; }
.pp .section { padding: 52px 0; }
.grid-premium { display: grid; grid-template-columns: minmax(0, 460px) minmax(0, 1fr) minmax(0, 220px); gap: 24px; }
.grid-cost { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 480px); gap: 24px; margin-top: 24px; }

.donut { display: flex; align-items: center; gap: 20px; }
.donut svg { flex: none; }
.legend { flex: 1; display: flex; flex-direction: column; gap: 10px; font-size: 14px; }
.legend div { display: flex; align-items: center; gap: 10px; }
.legend span:nth-child(2) { flex: 1; color: #2A322B; }
.sw { flex: none; width: 10px; height: 10px; border-radius: 1px; }

.limit { display: grid; grid-template-columns: minmax(110px, 1.1fr) minmax(0, 1fr) 64px; align-items: center; gap: 16px; font-size: 15px; }
.limit + .limit { margin-top: 14px; }
.limit span:last-child { text-align: right; }
.bar { height: 16px; background: var(--band); }
.bar > span { display: block; height: 100%; }
.limit.req { color: var(--red); }
.limit.req .bar { border: 1px dashed var(--red); }
.limit.req .bar > span { background: #E3D7C6; }
.note { margin-top: 16px; font-size: 14px; line-height: 1.55; color: #514A40; }

.stat { display: flex; flex-direction: column; gap: 2px; padding: 11px 0; border-top: 1px solid var(--rule-soft); }
.stat span:first-child { font-size: 14px; color: #514A40; }
.stat span:last-child { font-family: var(--serif); font-size: 23px; }

.tcor-head { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; }
.tcor-head .label { margin: 0; }
.tcor-total { font-family: var(--serif); font-size: 26px; }
.stack { display: flex; height: 22px; margin: 16px 0 8px; }
.tcor-row { display: grid; grid-template-columns: 10px minmax(0, 220px) minmax(0, 1fr) 100px; grid-template-areas: "sw name desc amt"; align-items: center; gap: 4px 12px; padding: 10px 0; border-top: 1px solid var(--rule-soft); font-size: 15px; }
.tcor-row .sw { grid-area: sw; }
.tcor-row .name { grid-area: name; color: #2A322B; }
.tcor-row .desc { grid-area: desc; color: #514A40; }
.tcor-row .amt { grid-area: amt; text-align: right; }
.tcor-foot { margin-top: 12px; font-size: 15px; color: var(--muted); }

.retained .kv span:first-child { color: #2A322B; }
.retained ul { list-style: none; margin: 0; padding: 0; font-size: 15px; color: #2A322B; }
.retained li + li { margin-top: 8px; }
.retained .label.gap { margin-top: 20px; }

.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
table { width: 100%; border-collapse: collapse; font-size: 15px; }
th { padding: 10px 16px 10px 0; border-bottom: 2px solid var(--green); text-align: left; vertical-align: bottom; font-size: 13px; font-weight: 600; color: var(--faint); }
td { padding: 15px 16px 15px 0; border-bottom: 1px solid var(--rule); vertical-align: top; color: #2A322B; line-height: 1.5; }
th:last-child, td:last-child { padding-right: 0; }
td.first { font-size: 16px; color: var(--ink); }
.num { text-align: right; white-space: nowrap; }
.sub { display: block; font-size: 14px; color: #514A40; }
.t-schedule { min-width: 980px; }
.t-contracts { min-width: 720px; }
.t-register { min-width: 860px; }
tr.missing td { background: #EFE8DA; color: var(--red-deep); }
tr.missing td.first { color: var(--red); }
.short { color: var(--red); }
.met { color: var(--ok); }
.consequence { display: block; font-size: 15px; color: var(--red-deep); }

.obs { display: grid; grid-template-columns: 148px minmax(0, 1fr); gap: 12px 36px; border-left: 3px solid var(--green); }
.obs + .obs { margin-top: 20px; }
.obs.p2 { border-left-color: var(--brass); }
.obs.p3 { border-left-color: var(--stone); }
.pri { display: block; font-size: 13px; font-weight: 600; color: var(--green); }
.p2 .pri { color: var(--gold); }
.p3 .pri { color: var(--faint); }
.topic { display: block; margin-top: 4px; font-size: 14px; line-height: 1.45; color: #514A40; }
.obs h3 { font-size: 25px; line-height: 1.24; margin-bottom: 12px; }
.obs p { font-size: 16px; color: var(--text); }
.obs p + p { margin-top: 12px; }
.obs strong { font-weight: 600; color: var(--ink); }

.legend-inline { display: flex; flex-wrap: wrap; gap: 8px 24px; font-size: 14px; color: var(--text); }
.legend-inline span { display: inline-flex; align-items: center; gap: 8px; }
.dot { display: inline-block; width: 11px; height: 11px; border-radius: 1px; }

.protocol { display: grid; grid-template-columns: minmax(0, 440px) minmax(0, 1fr); gap: 32px 56px; align-items: center; }
.protocol h2 { font-size: 32px; margin-bottom: 12px; }
.protocol ol { margin: 0; padding-left: 20px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px 40px; color: #F1EEE6; font-size: 16px; line-height: 1.55; }

/* Responsive */
@media (max-width: 1100px) {
  .grid-premium { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
  .grid-premium .limits { grid-column: 1 / -1; order: 3; }
  .grid-cost { grid-template-columns: minmax(0, 1fr); }
  .protocol { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 860px) {
  .cols-3, .steps { grid-template-columns: minmax(0, 1fr); }
  .contact { grid-template-columns: minmax(0, 1fr); }
  .overview { grid-template-columns: minmax(0, 1fr); }
  .protocol ol { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 720px) {
  .row, .service, .split, .creds .row { grid-template-columns: minmax(0, 1fr); }
  .grid-premium { grid-template-columns: minmax(0, 1fr); }
  .donut { flex-direction: column; align-items: stretch; }
  .donut svg { align-self: center; }
  .obs { grid-template-columns: minmax(0, 1fr); }
  .limit { grid-template-columns: minmax(0, 1fr) 56px; }
  .limit .bar { grid-column: 1 / -1; grid-row: 2; }
  .tcor-row { grid-template-columns: 10px minmax(0, 1fr) auto; grid-template-areas: "sw name amt" ". desc desc"; }
  .site-nav .btn { min-height: 40px; }
}