Every policy read exclusion by exclusion against what the business actually does, by a coverage lawyer who has also brokered and underwritten these lines. Fee-based, no carrier commission on advisory mandates, and incumbent brokers are directed rather than displaced.
Enterprise contracting obligations, cyber and technology errors and omissions structure, and exposure arising from product change between renewals.
Professional liability programs built around a prior service model, tested against current delivery, subcontracting, and client engagement terms.
Pre-close insurance diligence, post-close integration of add-on programs, and portfolio-level review of total cost of risk.
Three to four weeks. Every policy in force read exclusion by exclusion against current operations, contracts, and revenue. Delivered as a program page.
Credited in full against a retained or renewal mandate.Commences ninety days before expiry: exposure and contract update, submission construction, market strategy, broker instruction to a timeline, and comparison of quoted wordings.
Includes verification of the issued policy against the terms quoted, and availability off-cycle.The risk management function on a continuing basis: program strategy, renewal execution, broker oversight, contractual review, and claim advocacy.
No carrier or broker compensation is received on a retained account.The program page kept current: schedule of insurance, renewal calendar, decision register, and a defined number of contract reviews each year.
For companies not yet requiring a continuing mandate.Project work — contract insurance requirement review, diligence support, and claim advocacy on a specific matter — is scoped individually. Placement is available under a broker of record appointment, in place of and not alongside an advisory mandate.
Disclosed in writing at engagement. No contingent or volume-based carrier compensation, and no commission on any account under an advisory mandate.
Coverage schematic, premium summary and total cost of risk, retained versus transferred exposure, observations, contractual alignment, and a single register of decisions and scheduled actions.
Review the sampleMark Swantek. Licensed Illinois attorney and licensed Illinois insurance producer, resident in Chicago. Juris Doctor, magna cum laude, UIC John Marshall Law School. CIPP/US.
Curriculum vitae on requestAdvised insurers and defended policyholders across directors and officers, errors and omissions, professional, and employment practices liability, including coverage opinions, reservation of rights positions, and claims monitoring.
Structured and placed large-account cyber and technology errors and omissions programs, including tower construction, manuscript wording negotiation, and market strategy for complex risks.
Underwrote specialty professional and management liability risks, with authority over pricing, attachment, retention, and wording.
Founding commercial hire at an insurance technology company building coverage analysis and underwriting systems for brokerages and carriers, with responsibility for solution design and enterprise diligence.
Provide the policies in force and the most recent renewal summary. The firm will identify the three most material observations and the sequence in which to address them. The initial consultation is without charge.